BorrowedBling.com realizes the nuisance of having to buy expensive jewels or a costly evening bag, just so it can be worn a few times a year, for special occasions. Then, once everyone has "seen it", most of us never want to wear these costly items again and end up wanting to buy something new for each big event. That is where BorrowedBling.com comes to the rescue, by offering a unique and ingenious solution to this dilemma.

We stock the finest in evening accessories, including: belts, jewels, crystal evening bags and accessories. Yet, on our site you have two choices for how to get these gorgeous items into your possession. You can sign up as a BUYER ONLY and then you are free to just “click and buy” any items that you like for the purchase price shown. There are no monthly membership fees associated with being signed up with us as a BUYER. Or, if you prefer an endless variety of merchandise, then signing up as a BORROWING MEMBER is probably better suited for you. As a borrowing member, instead of purchasing you can BORROW our items for a small monthly membership fee. Items can be checked out and then returned, as needed. As a borrowing member you do not ever have to pay the purchase price for any item you like. Your small monthly membership dues enable you to check out 2 or 3 items at a time (depending on your membership level) for only the small cost of your monthly fee. Now you can have a brand new, and never seen before, item to wear at each special event without having to make any permanent or costly investments, and you will never again have to worry about getting tired of always having to wear the "same old thing". Being a member of BorrowedBling.com is like having an upscale and exclusive department store at your disposal 24 hours as day, where everything is not only allowed, but also encouraged, to be worn and then returned.

This is the answer to every females shopping fantasy!

Think about this ladies... how many multi-carat genuine diamond rings or necklaces can you own? Most of us are lucky if we can ever afford one or two in a lifetime and then everyone we know has seen these same pieces on us, over and over again. This is your chance to add variety to your pre-existing jewelry collection, and we assure you that everyone will think that everything you wear is real. Why? Our gems are guaranteed to stand up against even the best diamonds and genuine stones out there. Many of the jewelry pieces that we carry are often used on television shows because they are a more affordable way to get the exact look of genuine diamonds, even under the brightest lights and closest camera shots. You can currently see some of our jewelry on several of the characters on "The Young and the Restless" soap opera. Our products are also sold to celebrities, and if our items are good enough for their sophisticated tastes, we assure you, they will impress you too!

1. Sign up for whichever of our 3 membership levels you are comfortable with. Countess $29.95 / Duchess $49.95/ Movie Star $99.95. Or just sign up with is as a BUYER ONLY which allows you to purchase and own any items that you see and desire. There are no monthly membership fees associated with being just a buying member.
2. Browse items at your membership level for gorgeous merchandise.
3. Click on the items you wish to borrow or buy and check out.
4. Your items will arrive to you within approximately 2 - 5 business days, along with a pre-paid way to get them back to us via UPS.
5. Enjoy these items until you are ready to exchange them for new ones. Keep them a matter of days, or even months. Then simply put them back in the same box they came in, or the padded mailing envelopes we include for you, attach our pre-paid return UPS label, and send the items back to us.
6. As soon as you see that these items have been checked back in on your "My Account" page, you are ready to check out other great items.

Although our prices may have to increase slightly, from time to time, as silver or gold costs fluctuate, or UPS raises their shipping fees, etc. - please be assured that we offer a "locked in pricing guarantee" for a full year for all new members. Therefore, it is best to sign up for a renting membership as soon as possible to lock in the current rate for an entire year, before any pricing changes occur, which can happen at any time, due to the changing markets described above. This way you can be sure that the closet level you choose, (whether it be $29.95, $49.95 or $99.95 per month), will not increase for at least a full years time, if you end up remaining a member of our site for that long, as most do. And, as always, a BUYING ONLY membership is always completely free.

We have 3 membership levels to choose from:

(Please note that you can upgrade or downgrade your membership closet at any time by logging into your "Membership" page. However you can only downgrade your level after all previously borrowed items are returned and logged in with us and there is no partial month credit if you downgrade to a lower level before your next billing cycle.)

Damages & Loss

Simple wear and tear on items is normal. On jewelry items it is possible to break a clasp or a have a stone come out. On our evening bags we are aware that a few stones can come off during frequent use. These typical occurrences are not considered damage and there are no penalties to you. Damage is something that makes the item un-repairable, such as dropping a crystal purse and breaking the lock or having huge chunks of stones come off, or cracking a necklace in half or breaking a piece off. These damages are something that you will be charged for at our discretion. Usually damage reimbursement will be figured by taking half the cost of the "BUY" price of the item. But keep in mind that our products are tested and borrowed on a continuous basis and we know that an item truly has to be mishandled to break in a way that causes real damage. Purses must be dropped onto hard surfaces and jewelry must be stepped on or bent in strange configurations. We trust that all of our members will take care to ensure that nothing like this happens. If any of the items do not come back to us for any reason you will be responsible to pay the full purchase price for each item that was lost. We provide a trackable, pre-paid UPS label for you to return these items to us, so if an item does not reach us successfully we will check with UPS to ensure that there is proof that you indeed did get it back into the mail to us. If this cannot be substantiated then you are liable for the cost of the missing item(s).

Billing

We require a three - month minimum commitment to satisfy your Initial Term. When you join you will be billed your appropriate membership level fee on the same day of the month, for each of the first 3 months (usually on the day of the month that you originally signed up). You cannot cancel or refuse to pay your membership fees for any reason during these first 3 months. If you cancel your membership at least 14 days prior to your 4th month payment being due, and all borrowed items are sent back to us undamaged, you will not be charged anything further after your 3-month Initial Term is fulfilled. After your initial term is over you can cancel your membership at any time, with at least 14 days advance notice prior to your next billing cycle due date. Also please note, just as a safety measure for us, we will also get a bank authorization for another 2 months worth of membership fees. This does not mean that you will see a charge going through for more than 1 month at a time, or that we will pull more than one month of funds out of your credit card. It just means that the bank will know to mark another two months of fees for us, to show us that your credit limit can indeed pay your membership dues for at least 3 months at a time. This is just a safety measure for us, and a kind of insurance policy to protect us if anyone should happen to hold onto borrowed items during months that their credit card does not have enough funds on it for us to successfully collect membership dues that are rightfully owed to us. We will never notify the bank that we wish to actually collect this "marked" money, unless a member should fall short of their membership obligations to us. If we do attempt to charge through your monthly membership fees on the day they are due and your credit card is denied for any reason then that is the only time that we will go in and actually collect these extra 2 months of membership fees - but they will be applied to your account and you will not be charged again for your membership fees for another 60 days. Also please note that there is a late fee if your monthly fees can not be collected for more than 14 days. Once your account is past due for more than 2 weeks you will incur a 25 percent late fee for that month, so it is best to ensure that there is always enough room on your credit card to cover your $29.95, $49.95 or $99.95 monthly dues on the day that they are due (usually the same day of the month that you signed up with us).

Shipping

All items are shipped to you via UPS or Post Office, and most items arrive within 2 - 5 days. They will always arrive with a UPS return label already included for you. There is a $9.99 round trip ticket charge assessed to your account each time your borrowed item(s) go out to you. If you borrow more then one item at a time and they can go out in the same package then you will only be charged ONE $9.99 round trip shipping fee for all of the items. When you are ready to return the item(s) you had out on loan, simply put them back in the box they came in, or in the padded envelope we include for you (for our smaller items) and drop them off at any UPS location or center near you. The return labels provided for you already have tracking and insurance paid for on them, and since your account will already have been charged the $9.99 round trip shipping fee when the items were sent out to you, there will be no additional charge when you return the item(s) back to us. As soon as you see on your "My Account" page that these items have reached us and have been logged in, in proper condition, you are immediately free to borrow new items. Please make sure that any velvet or leather boxes/pouches that your jewelry or purses arrived with are also returned to us with your items because there is a $4.95 charge for each missing jewelry box or purse pouch that does not come back to us. (In some instances you can request for a UPS door-to-door pick up to get your borrowed items back to us for an additional $5.00 shipping fee)

Return & Credit Policy / Cancellation Policy

If you have signed up as a borrowing member for one of our 3 closet levels, please note that once you sign up with us there will be no credits or refunds given on your monthly membership fee. Until the time that you notify us via email, 14 days prior to your next billing date, that you wish to cancel your membership, we will continue to view you as an active member and extend all borrowing privileges to you that accompany your membership level. Therefore we will automatically bill you for your membership fees on the same day each month. We do reserve the right to put your account on temporary suspension if items are not returned to us, or if they arrive back with serious damage. Also please note that by signing up with us you are agreeing to remain a member of our site for the 3-month "initial term commitment" period, during which time your monthly dues will be charged. After that you are welcome to cancel if you wish, as long as all of your borrowed items are successfully returned to us prior to canceling. You can easily cancel your membership by logging into the site with your user name and password and then clicking on the link in the top menu bar that says CANCEL MEMBERSHIP. You will be sent a confirmation email from us within 1 to 24 hours, giving you proof of your cancellation. If you do not receive that email for any reason please contact us via phone or email immediately.

If you have singed up as a BUYER ONLY you are never charged a monthly fee of any kind. You will however be allowed to log in and purchase items to own. Please note that we do not offer any refunds or credits back to your credit card for returned merchandise. However, if you are not satisfied with your purchase for any reason please let us know via email or phone (within 48 hours of receiving the item), and we will allow you to return the item and exchange it for another of equal value. Please note that we do not credit or apply any shipping charges back to your account and that you will also be responsible to ship the item back to us, insured and trackable, at your own cost.